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Camera Gear Depreciation Calculator

Estimate declining book value and cost per shoot with assumptions you can see and change.

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Assumptions

$
15%
5%40%

This is your planning assumption, not a market-data rate.

10%
0%40%

Estimated book value today

$1,076

3.2 yrs held · 15% / yr · 10% floor

Estimated depreciation
$723
Per shoot
$10
Value retained
60%
Estimated value curveYear 0–6
floor 10%todayY0Y1Y2Y3Y4Y5Y6
YearEstimated valueRetained
0$1,799100%
1$1,52985%
2$1,30072%
3$1,10561%
4$93952%
5$79844%
6$67838%

This is a user-controlled planning model. It is not a tax calculation, current resale quote, insurance valuation, or appraisal.

How the estimate works

The calculator applies a declining-balance rate to the original price for each year held, then stops at the value floor you choose. Every assumption remains visible and editable.

  • A higher annual rate produces a steeper value curve.
  • The floor prevents the planning estimate from falling below a percentage of the original price.
  • Cost per shoot divides estimated depreciation by your estimated number of shoots.

What the result is not

It is not a live used-market quote, an appraisal, an insurance replacement value, or a tax depreciation calculation. Brand, model, condition, shutter count, demand, repairs, and local markets can move actual resale value in either direction.

Tax depreciation is separate

Business tax treatment depends on jurisdiction, tax year, use, elections, and other facts this page does not collect. U.S. taxpayers can start with IRS Publication 946 and a qualified tax professional.

Track the source numbers

Keep purchase details beside the item with the camera gear inventory template. For a broader view, read about photography gear investment tracking.

The formula

For a purchase price P, annual rate r, value floor f, and years held t:

estimated value = max(P × f, P × (1 − r) ^ t)
cost per shoot  = (P − estimated value) ÷ (shoots per year × t)

The calculator starts at $1,799, 15% a year, and a 10% floor. Here is how the rate alone changes the same $1,799 body over six years:

Annual rateYear 1Year 3Year 6
10%$1,619$1,311$956
15%$1,529$1,105$678
25%$1,349$759$320

References

Questions

How is the estimated book value calculated?

The calculator applies your annual declining-balance rate to the original price for each year held, then stops at the value floor you choose: value = max(price × floor, price × (1 − rate) ^ years).

Is this what my camera would sell for?

No. It is not a live used-market quote, an appraisal, or an insurance replacement value. Brand, model, condition, shutter count, demand, repairs, and local markets can move actual resale value in either direction.

Can I use this for my taxes?

No. Business tax treatment depends on jurisdiction, tax year, use, elections, and other facts this page does not collect. U.S. taxpayers can start with IRS Publication 946 and a qualified tax professional.

What does cost per shoot mean?

Estimated depreciation so far, divided by the number of shoots you would have done in that time at your shoots-per-year rate.

Track this automatically in GearDex

Track equipment value over time

Add the item to GearDex to keep its purchase details and value history in one place. Track the value of every item automatically, watch six-month trends, and export an insurance-ready inventory in one click.

Portfolio valuePro+

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